Whether you're buying your first home, refinancing, or exploring your next move, or you're a real estate professional looking for a responsive, supportive lending partner, Josie Lemay is committed to making the mortgage process clear, comfortable, and easy to navigate.

Josie brings over 10 years of experience in hospitality and business management, where she built a strong foundation in client service, communication, and creating exceptional experiences. Her path into the mortgage industry was personal, after working with Matt Murray on her own home purchases and refinances for several years, she saw firsthand the value of having a trusted expert guiding the process. She joined APEX Mortgage to provide that same level of support and confidence to her own clients.

With a focus on first-time homebuyers and Conventional, FHA, and VA loans, Josie guides clients from pre-approval to closing with clear communication and a personalized approach—keeping both clients and agent partners informed every step of the way.

Outside of work, Josie enjoys hiking, gardening, cooking, and traveling. She values time spent with family and friends and brings that same warmth and connection into the relationships she builds with her clients.